About CarLoanCalculator.app
Car loans are one of the most common financial commitments people make, yet calculating the true cost of financing a vehicle shouldn’t require handing over your personal information or navigating confusing dealership paperwork.
CarLoanCalculator.app was built to solve a simple problem: give people the numbers they need to make informed decisions before they ever step into a dealership or talk to a lender. Our calculator shows you exactly what your monthly payment will be, how much you’ll pay in total interest, and how different loan terms affect your bottom line. No registration required, no data collection, no hidden agendas.
How we keep the lights on
This tool is free to use, and we intend to keep it that way. When you’re ready to move beyond estimates and explore actual loan offers, we provide links to reputable lenders through affiliate partnerships. If you choose to apply through one of these links and get approved, we may receive a commission at no additional cost to you. This is how we sustain the site while keeping the calculator completely free.
We only partner with established, legitimate lenders, and our calculator results are never influenced by these partnerships. The math is the math, regardless of where you eventually choose to finance.
Our commitment
We believe financial tools should be transparent, accessible, and actually useful. The formulas behind our calculator are the same standard amortization equations used across the lending industry. We don’t inflate numbers, hide fees in our estimates, or manipulate results to push you toward any particular decision.
If you have questions, feedback, or suggestions for improving the calculator, we’d love to hear from you.