Terms of use

Terms of Use

Effective Date: January 2026

Welcome to CarLoanCalculator.app. By accessing or using our website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our website.

Purpose of This Website

CarLoanCalculator.app provides free online calculators and educational content related to auto financing. Our tools are designed to help you estimate monthly payments, total interest, and other aspects of car loans. These tools are for informational and educational purposes only.

Not Financial Advice

The calculations and information provided on this website do not constitute financial, legal, or professional advice. The results from our calculator are estimates based on the information you provide and standard amortization formulas. Actual loan terms, interest rates, and payment amounts may vary significantly based on your credit history, the lender’s requirements, and other factors.

We strongly encourage you to consult with qualified financial professionals and compare offers from multiple lenders before making any financing decisions. We are not a lender, broker, or financial advisor.

Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or reliability of any content on this website. Interest rate information and general guidance about auto loans may change over time, and we cannot guarantee that all information is current.

You are responsible for verifying any information before relying on it for financial decisions.

Affiliate Relationships

Our website contains links to third-party lenders and financial services. We may receive compensation if you click on these links or apply for products through them. These affiliate relationships do not influence the calculations our tools provide, but they do help us keep this website free to use.

When you click on an affiliate link, you leave our website and are subject to the terms and privacy policies of the third-party site.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of CarLoanCalculator.app or its content providers and is protected by copyright and other intellectual property laws. You may use our calculator for personal, non-commercial purposes. You may not copy, reproduce, distribute, or create derivative works from our content without prior written permission.

Limitation of Liability

To the fullest extent permitted by law, CarLoanCalculator.app and its owners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on any information provided here. This includes, but is not limited to, damages resulting from financial decisions made based on our calculator results or content.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any changes constitutes acceptance of the new terms.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States, without regard to conflicts of law principles.

Contact

If you have questions about these Terms of Use, please visit our contact page.

Last updated: January 4, 2026 Questions? Contact us